LOOKING FOR A NEW HOME OR PROPERTY? There’s nothing I take more seriously than helping people find properties that best fit their needs. That’s why I have Buyer Agent Training with the ABR designation, access to the Multiple Listing Service (MLS), keeping you informed of market changes, new listings and will show you properties from any MLS Real Estate Company. I will also spend time learning your personal real estate needs, based on:
- Your preferred price range
- What style of home you want
- What area(s) you want to look in
- What extras you would like
- 12 areas to watch when looking, to avoid making the wrong choice
- Determine what you will qualify for
- Your preferred down payment
- Your preferred monthly payment
- Which types of finance are best for you
- How you can get a mortgage
WHY SHOULD I GET A MORTGAGE PRE-APPROVAL? Getting a pre-approved mortgage is the first step in the home buying process. In todays hot real estate market it’s crucial to get preapproved so your ready when that perfect home comes along. It helps you to establish a realistic price range for your property search and familiarizes you with the type of loan programs that work best for you. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller your about the property, and it will make the seller more comfortable working with you. In a “seller’s market,” or where supplies are limited, a pre-approved mortgage is essential.
WHAT DO I NEED? To apply for a mortgage, you will need to supply information in regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That’s okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.